*{box-sizing:border-box}body{margin:0;background:#f5ecd8;color:#111;font:16px/1.55 Arial,sans-serif}.wrap{width:min(calc(100% - 2rem),1120px);margin:auto}.hero{padding:34px 0 18px}.tag{background:#111;color:#ffd33d;padding:7px 11px;font-weight:900;text-transform:uppercase}h1{font:clamp(2.3rem,7vw,5rem)/.96 Impact,'Arial Black',sans-serif;text-transform:uppercase;margin:.35em 0 .2em}.lead{max-width:800px;font-size:1.15rem}.cover{max-width:540px;margin:26px auto;background:#fff;border:5px solid #111;padding:12px;box-shadow:9px 9px 0 #111}.cover img,.panel img{display:block;width:100%;height:auto}.quick,.cta{background:#111;color:#fff;border:4px solid #111;box-shadow:8px 8px 0 #c5252f;padding:22px;margin:28px 0}.quick h2,.cta h2{color:#ffd33d;text-transform:uppercase}.panels{display:grid;grid-template-columns:1fr 1fr;gap:28px;margin:34px 0}.panel{background:#fff8e8;border:4px solid #111;padding:13px;box-shadow:6px 6px 0 #111}.panel img{border:2px solid #111;aspect-ratio:12/7.6;object-fit:cover}.panel h2{margin:.65rem 0 .2rem}.btn{display:inline-block;background:#c5252f;color:#fff;border:3px solid #ffd33d;padding:12px 18px;font-weight:900;text-decoration:none;text-transform:uppercase}.faq{padding:15px 0 30px}.faq details{border-top:2px solid #111;padding:12px 0}.faq summary{font-weight:800}.disclaimer{background:#fff;border:2px solid #111;padding:14px;font-size:.9rem}.note{font-size:.82rem}footer{background:#111;color:#fff;padding:24px 0;margin-top:35px}@media(max-width:760px){.wrap{width:min(calc(100% - 1rem),1120px)}.panels{grid-template-columns:1fr}.panel{padding:8px}}
/* InsuranceKnow comic navigation */
.ik-comic-header{position:relative;z-index:20;background:#f7f9f8;border-bottom:1px solid #d6e0db;font-family:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif}.ik-comic-header-inner{width:min(1180px,calc(100% - 40px));min-height:72px;margin:auto;display:flex;align-items:center;justify-content:space-between;gap:24px}.ik-comic-brand{display:flex;align-items:center;gap:10px;color:#102a34;text-decoration:none}.ik-comic-brand span{display:grid;place-items:center;width:38px;height:38px;border-radius:9px;background:#102a34;color:#d5f58a;font-weight:850}.ik-comic-brand strong{font-size:1rem}.ik-comic-header nav{display:flex;align-items:center;gap:20px}.ik-comic-header nav a{color:#102a34;text-decoration:none;font-size:.9rem;font-weight:700}.ik-comic-header nav a:hover{text-decoration:underline}.ik-comic-header .ik-comic-quote{padding:10px 14px;border-radius:6px;background:#102a34;color:#fff}@media(max-width:600px){.ik-comic-header-inner{min-height:64px}.ik-comic-brand strong{display:none}.ik-comic-header nav{gap:12px}.ik-comic-header nav a{font-size:.82rem}.ik-comic-header .ik-comic-quote{padding:9px 11px}}