Specific valuable items listed separately for broader or higher coverage, depending on terms.
Why it matters
It can help with jewelry, fine art, collectibles, or other high-value items.
Example
An engagement ring may be scheduled.
Common mistake
Assuming scheduling is automatic because the item is expensive.
Related terms
special-limits;personal-property
Definitions are educational summaries. The policy's definitions and applicable law control a specific claim or coverage question.