A separate deductible that applies to wind-related losses, depending on policy terms.

Why it matters

It can be much different from the regular deductible.

Example

A roof claim from wind may trigger a wind deductible.

Common mistake

Assuming one deductible applies to every claim.

Related terms

deductible;named-storm-deductible

Definitions are educational summaries. The policy's definitions and applicable law control a specific claim or coverage question.